The same way that they use the phrase "Don't ask, don't tell" to protects homosexuals in the military; is the same way that phrase should be used to protect men and women who have been convicted of a crime.
What frustrates me is that in the past five years that congress has made it easier for companies to Discriminate against people who have been convicted of a crime and its legal!
Through my life I have heard that Double Jeopardy is a procedural defense that forbids a defendant from being tried again on the same, or similar charges following a legitimate acquittal or conviction? Many Companies in Tennessee are supported with state law that says that it is okay to deny a person for a job if they committed a crime.
Okay so let me educate the world on something that is common knowledge:
1) That if a person has negative items on his credit that reported for 7 years; the item has to automatically be removed.
2) That if a person filed Bankruptcy, after the 10 year the bankruptcy automatically falls off the person credit.
Some how the State Law is overlooking The Fourteenth Amendment, The Due Process Clause which prohibits state and local governments from depriving persons of life, liberty, or property without certain steps being taken.The Equal Protection Clause requires each state to provide equal protection under the law to all people within its jurisdiction.
Nothing is written in stone that a person would should be hired even if they are qualified for the job! Although if a person has negative credit or a bankruptcy, it automatically drops off, but if a man committed a crime 20 years ago, he is stuck with that crime for a lifetime? Due Process, I don't think so!!!
To see more of Whats on your mind click here
Every day, we wake up with a choice. We can choose to embrace the day as a new opportunity to learn, grow, and make a positive impact on the world, or we can let fear, doubt, and negativity hold us back. It's easy to get caught up in the challenges and obstacles we face, but it's important to remember that these challenges are what shape us into who we are. Each obstacle is a chance to learn something new, to become stronger, more resilient, and more capable than we were before. But we don't hav
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Tuesday, December 7, 2010
Sunday, December 5, 2010
The CPN help changed my credit score
Self-Credit Repair
Like so many people in America today my credit is not in great shape. I was a victim of the declining economy and I watched gradually as my credit score dropped…As it dropped it has made it impossible to get any loans during this rough period of time, to help out in my time of need.
After some research a way to help improve my credit. Unfortunately I was a person who had limited funds available to pay on my accounts. Many places were unhappy that I only gave them a portion of a payment to their funds, while avoiding newer collection or charge-off. I developed a system to pay on the newer accounts before the older ones , because the older the account had less effect on my credit score.
If a account is 24 months avoid paying an older charge-off or a lien because they won't help your credit score nearly as much as if it were a newly charged off debt!
Please take notice of this that new charge-offs and liens that have occurred within the past 24 months severely damage your credit score and should be settled as soon as possible..I also found that if you have both charged-off accounts and collection accounts -- but only a limited amount of money to pay them I suggests that you first, pay the past due balances on accounts that are not in collection or charge-off status. For example, those are only a month or two behind.
- Second, pay collection agencies that agree to remove all references of your accounts to credit bureaus.
- Third, although not related to past due balances, pay off your credit cards that are open and revolving. This is third in order of importance because it will help your credit score a lot more than paying or settling unpaid collection or charge-off accounts that the creditor will not agree to delete with payment.
- Fourth, pay or settle the remaining collections or charge-offs that are unpaid but the creditor refuses to delete with payment. It still makes sense to settle or pay these because not doing so can lead to a lawsuit or the debt being sold to a different collection agency, Please take note that as a consumer you have the right to dispute any information on your credit bureaus. This process is called self-credit repair and can be done by anyone who can read and write! To do it you must write a letter that dispute the information you disagree with.
Upon receiving your dispute letter the credit bureaus will contact the lenders who must verify the information, if they cannot, it must be removed from your report and your score will increase.
I suppose everything happens for a reason, for the other day while searching on the internet I stumbled across information on a(CPN) Credit Privacy Numbers. My first question is what is a CPN? A CPNis a. Credit Profile Numbers. This is a 9 digit number that credit can be built! My research showed that many famous people, important political and government officials and even people in witness protection have used CPN to not expose their private information. Much to my surprise these people were using the second number to keep their real personal information private.
. Now I have positive trade lines and no bad credit thanks Set To Go Loans..
To see more of Whats on your mind click here
Thursday, December 2, 2010
Lebron has help, so why isn't the Heat on Top?
I recentely wrote a blog that said that Lebron James needs help to win a champonship. Many people are confused since James has a group of super stars around him, that the team is winning but they are not winning the tough games. Now that he is a Miami Heat player, Bosh, James and Wade still need to develop something that they don't have, chemistry!
Do you remember when the Lakers signed Paul Gasol, they went to the final but did not win... Although a year later after the players learn their roles and developed chemistry, they won 2 championship and planning to to win a third!
When you load up a team with superstars they each have to learn their roles! When they do, you will have a dynasty of a team. With these mega players on a team now you need to assemble the supporting cast... You see when the superstars come out of the game for a break, the support team job will be to not loose the lead or keep the game close until the big three can get back in!.
Now the heat still needs to make a couple of power moves and get a center and a hustle forward and a strong guard who can shoot the 3! Now when you have a complete team where you know all the players, then you have a team!
The stronger the supporting cash the greater the opportunity to win multiple championships! The best example of that would be the San Antonio Spurs. They won 4 championships 1999, 2003, 2005, 2007). They have superstars, but its the supporting cast that makes them so dangerous. Which means they could still slip in and win one more!
These superstars on will get them to the finals, but the supporting cast will help them win! Miami now you need to get 2 or 3 free agents and the sky is the limit!
To see more of Whats on your mind click here
Do you remember when the Lakers signed Paul Gasol, they went to the final but did not win... Although a year later after the players learn their roles and developed chemistry, they won 2 championship and planning to to win a third!
When you load up a team with superstars they each have to learn their roles! When they do, you will have a dynasty of a team. With these mega players on a team now you need to assemble the supporting cast... You see when the superstars come out of the game for a break, the support team job will be to not loose the lead or keep the game close until the big three can get back in!.
Now the heat still needs to make a couple of power moves and get a center and a hustle forward and a strong guard who can shoot the 3! Now when you have a complete team where you know all the players, then you have a team!
The stronger the supporting cash the greater the opportunity to win multiple championships! The best example of that would be the San Antonio Spurs. They won 4 championships 1999, 2003, 2005, 2007). They have superstars, but its the supporting cast that makes them so dangerous. Which means they could still slip in and win one more!
These superstars on will get them to the finals, but the supporting cast will help them win! Miami now you need to get 2 or 3 free agents and the sky is the limit!
To see more of Whats on your mind click here
Saturday, November 6, 2010
KEITH OLBERMANN SUSPENDED INDEFINITELY WITHOUT PAY FOR DONATING TO CANDIDATES?
Whats on my mind is?
KEITH OLBERMANN SUSPENDED INDEFINITELY WITHOUT PAY FOR DONATING?
MSNBC host Keith Olbermann has been suspended indefinitely without pay after POLITICO reported that he made three campaign contributions to Democratic candidates.
MSNBC President Phil Griffin said in a statement Friday: “I became aware of Keith's political contributions late last night. Mindful of NBC News policy and standards, I have suspended him indefinitely without pay."
Olbermann, who acknowledged the contributions in a statement to POLITICO, made the maximum legal donations of $2,400 apiece to Conway and to Arizona Reps. Raul Grijalva and Gabrielle Giffords. He donated to the Arizona pair on Oct. 28 — the same day that Grijalva appeared as a guest on Olbermann’s “Countdown” show.
NBC has a rule against employees contributing to political campaigns, and a wide range of news organizations prohibit political contributions — considering it a breach of journalistic independence to contribute to the candidates they cover.
Maybe their is no gray area of reporting and giving your money? Although his job is to be fair and impartial... Yet when I listen to Fox, Hannity and Glen Beck to me is bias in my opinion...
VIDEO: Olbermann echoes Dean
VIDEO: Olbermann on Brown
Olbermann made campaign contributions to two Arizona members of Congress and failed Kentucky Senate candidate Jack Conway ahead of Tuesday’s election.
NBC has a rule against employees contributing to political campaigns, and a wide range of news organizations prohibit political contributions — considering it a breach of journalistic independence to contribute to the candidates they cover.
Maybe their is no gray area of reporting and giving your money? Although his job is to be fair and impartial... Yet when I listen to Fox, Hannity and Glen Beck to me is bias in my opinion...
Olbermann is one of MSNBC’s most recognizable faces, and has emerged as one of the country’s most prominent liberal commentators. A former ESPN star, Olbermann’s “Countdown With Keith Olbermann” started in 2003 as a traditional news show but evolved into a left-leaning opinion program – and in some ways, led the network into its new identity as the cable-news voice of the left and an attempt to be a counterweight to Fox News.
Your point has been made and to go any farther with this would be to much!
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Friday, November 5, 2010
Divided We Fail
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Thursday, October 28, 2010
Burnt Biscuits
When I was a little boy, my mom liked to make breakfast food for dinner every now and then. And I remember one night in particular when she had made breakfast after a long, hard day at work. On that evening so long ago, my mom placed a plate of eggs, sausage and extremely burned biscuits in front of my dad. I remember waiting to see if anyone noticed! Yet all my dad did was reach for his biscuit, smile at my mom and ask me how my day was at school. I don’t remember what I told him that night, but I do remember watching him smear butter and jelly on that biscuit and eat every bite! When I got up from the table that evening, I remember hearing my mom apologize to my dad for burning the biscuits. And I’ll never forget what he said: “Baby, I love burned biscuits.” Later that night, I went to kiss Daddy good night and I asked him if he really liked his biscuits burned.. He wrapped me in his arms and said, “Your Momma put in a hard day at work today and she’s real tired.. And besides – a little burnt biscuit never hurt anyone!” ————————– —————————- —————————— You know, life is full of imperfect things…… and imperfect people I’m not the best housekeeper or cook. What I’ve learned over the years is that learning to accept each other’s faults – and choosing to celebrate each other’s differences – is one of the most important keys to creating a healthy, growing, and lasting relationship. And that’s my prayer for you today. That you will learn to take the good, the bad, and the ugly parts of your life and lay them at the feet of God. Because in the end, He’s the only One who will be able to give you a relationship where a burnt biscuit isn’t a deal-breaker! To see more of Whats on your mind click here |
Monday, October 18, 2010
It touched my heart
I on occasion receive emails that really make me think.Maybe in my old age I am getting soft because this story brought a tear to my eye. Let me start out saying that I am not sure if its fiction or non fiction but the key is that it is what it is, something that makes you think!
I was walking around in a Target store, when I saw a Cashier hand this little boy some money back.
The boy couldn't have been more than 5 or 6 years old.
The Cashier said, 'I'm sorry, but you don't have enough money to buy this doll.'
Then the little boy turned to the old woman next to him: ''Granny,
are you sure I don't have enough money?''
The old lady replied: ''You know that you don't have enough money to buy this doll, my dear.''
Then she asked him to stay there for just 5 minutes while she went to look around. She left quickly.
The little boy was still holding the doll in his hand.
Finally, I walked toward him and I asked him who he wished to give this doll to.
'It's the doll that my sister loved most an d wanted so much for Christmas.
She was sure that Santa Claus would bring it to her.'
I replied to him that maybe Santa Claus would bring it to her after all, and not to worry.
But he replied to me sadly. 'No, Santa Claus can't bring it to her where she is now. I have to give the doll to my mommy so that she can give it to my sister when she goes there.'
His eyes were so sad while saying this. 'My Sister has gone to be with God. Daddy says that Mommy is going to see God very soon too, so I thought that she could take the doll with her to give it to my sister.''
My heart nearly stopped..
The little boy looked up at me and said: 'I told daddy to tell mommy not to go yet. I need her to wait until I come back from the mall.'
Then he showed me a very nice photo of himself. He was laughing. He then told me 'I want mommy to take my picture with her so she won't forget me.'
'I love my mommy and I wish she didn't have to leave m e, but daddy says that she has to go to be with my little sister.'
Then he looked again at the doll with sad eyes, very quietly.
I quickly reached for my wallet and said to the boy. 'Suppose we check again, just in case you do have enough money for the doll!''
'OK' he said, 'I hope I do have enough.' I added some of my money to his without him seeing and we started to count it. There was enough for the doll and even some spare money..
The little boy said: 'Thank you God for giving me enough money!'
Then he looked at me and added, 'I asked last night before I went to sleep for God to make sure I had enough money to buy this doll, so that mommy could give it to my sister. He heard me!''
'I also wanted to have enough money to buy a white rose for my mommy, but I didn't dare to ask God for too much. But He gave me enough to buy the doll and a white rose.''
'My mommy loves white roses.'
A few minutes later, the old lady returned and I left with my basket.
I finished my shopping in a totally different state of mind from when I started.
I couldn't get the little boy out of my mind.
Then I remembered a local news paper article two days ago, which mentioned a drunk man in a truck, who hit a car occupied by a young
woman and a little girl.
The little girl died right away, and the mother was left in a critical
state. The family had to decide whether to pull the plug on the
life-sustaining machine, because the young woman would not be able to recover from the coma.
Was this the family of the little boy?
Two days after this encounter with the little boy, I read in the news paper that the young woman had passed away.
I couldn't stop myself as I bought a bunch of white roses and I went to the funeral home where the body of the young woman was for people to see and make last wishes before her burial.
She was there, in her coffin, holding a beautiful white rose in her hand with the photo of the little boy and the doll placed over her chest.
I left the place, teary-eyed, feeling that my life had been changed for ever.. The love that the little boy had for his mother and his sister is
still, to this day, hard to imagine.
And in a fraction of a second, a drunk driver had taken all this away from him.
Now you have 2 choices:
1) Send this message to others, or
2) Ignore it as if it never touched your heart.
The quote of the month is by Jay Leno: 'With hurricanes, tornados, fires out of control, mud slides, flooding, severe thunderstorms tearing up the country from one end to another, and with the threat of H1N1 flu and terrorist attacks, 'Are we sure this is a good time to take God out of our plans and activities?'
For those who prefer to think that God is not watching over us.... go ahead and delete this. For the rest of us... pass this on.
The value of a man or woman resides in what he or she gives, not in what we are capable of receiving
Love is a funny thing!
It sometimes grow and somtimes dies.
Sometimes, it even comes back to life,
long after everyone thought it was long dead!
Do not be afraid to admit when you're wrong,
Its not a sign of weakness,
but shows character and responsibility;
Others will respect you for that!!!
To see more of Whats on your mind click here
I was walking around in a Target store, when I saw a Cashier hand this little boy some money back.
The boy couldn't have been more than 5 or 6 years old.
The Cashier said, 'I'm sorry, but you don't have enough money to buy this doll.'
Then the little boy turned to the old woman next to him: ''Granny,
are you sure I don't have enough money?''
The old lady replied: ''You know that you don't have enough money to buy this doll, my dear.''
Then she asked him to stay there for just 5 minutes while she went to look around. She left quickly.
The little boy was still holding the doll in his hand.
Finally, I walked toward him and I asked him who he wished to give this doll to.
'It's the doll that my sister loved most an d wanted so much for Christmas.
She was sure that Santa Claus would bring it to her.'
I replied to him that maybe Santa Claus would bring it to her after all, and not to worry.
But he replied to me sadly. 'No, Santa Claus can't bring it to her where she is now. I have to give the doll to my mommy so that she can give it to my sister when she goes there.'
His eyes were so sad while saying this. 'My Sister has gone to be with God. Daddy says that Mommy is going to see God very soon too, so I thought that she could take the doll with her to give it to my sister.''
My heart nearly stopped..
The little boy looked up at me and said: 'I told daddy to tell mommy not to go yet. I need her to wait until I come back from the mall.'
Then he showed me a very nice photo of himself. He was laughing. He then told me 'I want mommy to take my picture with her so she won't forget me.'
'I love my mommy and I wish she didn't have to leave m e, but daddy says that she has to go to be with my little sister.'
Then he looked again at the doll with sad eyes, very quietly.
I quickly reached for my wallet and said to the boy. 'Suppose we check again, just in case you do have enough money for the doll!''
'OK' he said, 'I hope I do have enough.' I added some of my money to his without him seeing and we started to count it. There was enough for the doll and even some spare money..
The little boy said: 'Thank you God for giving me enough money!'
Then he looked at me and added, 'I asked last night before I went to sleep for God to make sure I had enough money to buy this doll, so that mommy could give it to my sister. He heard me!''
'I also wanted to have enough money to buy a white rose for my mommy, but I didn't dare to ask God for too much. But He gave me enough to buy the doll and a white rose.''
'My mommy loves white roses.'
A few minutes later, the old lady returned and I left with my basket.
I finished my shopping in a totally different state of mind from when I started.
I couldn't get the little boy out of my mind.
Then I remembered a local news paper article two days ago, which mentioned a drunk man in a truck, who hit a car occupied by a young
woman and a little girl.
The little girl died right away, and the mother was left in a critical
state. The family had to decide whether to pull the plug on the
life-sustaining machine, because the young woman would not be able to recover from the coma.
Was this the family of the little boy?
Two days after this encounter with the little boy, I read in the news paper that the young woman had passed away.
I couldn't stop myself as I bought a bunch of white roses and I went to the funeral home where the body of the young woman was for people to see and make last wishes before her burial.
She was there, in her coffin, holding a beautiful white rose in her hand with the photo of the little boy and the doll placed over her chest.
I left the place, teary-eyed, feeling that my life had been changed for ever.. The love that the little boy had for his mother and his sister is
still, to this day, hard to imagine.
And in a fraction of a second, a drunk driver had taken all this away from him.
Now you have 2 choices:
1) Send this message to others, or
2) Ignore it as if it never touched your heart.
The quote of the month is by Jay Leno: 'With hurricanes, tornados, fires out of control, mud slides, flooding, severe thunderstorms tearing up the country from one end to another, and with the threat of H1N1 flu and terrorist attacks, 'Are we sure this is a good time to take God out of our plans and activities?'
For those who prefer to think that God is not watching over us.... go ahead and delete this. For the rest of us... pass this on.
The value of a man or woman resides in what he or she gives, not in what we are capable of receiving
Love is a funny thing!
It sometimes grow and somtimes dies.
Sometimes, it even comes back to life,
long after everyone thought it was long dead!
Do not be afraid to admit when you're wrong,
Its not a sign of weakness,
but shows character and responsibility;
Others will respect you for that!!!
To see more of Whats on your mind click here
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