The CPN help changed my credit score

Self-Credit Repair

Like so many people in America today my credit is not in great shape. I was a victim of the declining economy and I watched gradually as my credit score dropped…As it dropped it has made it impossible to get any loans during this rough period of time, to help out in my time of need.

After some research a way to help improve my credit. Unfortunately I was a person who had limited funds available to pay on my accounts. Many places were unhappy that I only gave them a portion of a payment to their funds, while avoiding  newer collection or charge-off. I developed a system to pay on the newer accounts before the older ones , because the older the account had less effect on my credit score.

If a account is 24 months avoid paying an older charge-off or a lien because they won't help your credit score nearly as much as if it were a newly charged off debt!

Please take notice of this that new charge-offs and liens that have occurred within the past 24 months severely damage your credit score and should be settled as soon as possible..I also found that if you  have both charged-off accounts and collection accounts -- but only a limited amount of money to pay them I  suggests that you first, pay the past due balances on accounts that are not in collection or charge-off status. For example, those are only a month or two behind.

• Second, pay collection agencies that agree to remove all references of your accounts to credit bureaus.
• Third, although not related to past due balances, pay off your credit cards that are open and revolving. This is third in order of importance because it will help your credit score a lot more than paying or settling unpaid collection or charge-off accounts that the creditor will not agree to delete with payment.
• Fourth, pay or settle the remaining collections or charge-offs that are unpaid but the creditor refuses to delete with payment. It still makes sense to settle or pay these because not doing so can lead to a lawsuit or the debt being sold to a different collection agency, Please take note that as a consumer you have the right to dispute any information on your credit bureaus. This process is called self-credit repair and can be done by anyone who can read and write! To do it you must write a letter that dispute the information you disagree with.
  
  Upon receiving your dispute letter the credit bureaus will contact the lenders who must verify the information, if they cannot, it must be removed from your report and your score will increase.

I suppose everything happens for a reason, for the other day while searching on the internet I stumbled across information on a(CPN) Credit Privacy Numbers. My first question is what is a CPN?  A CPNis a. Credit Profile Numbers. This is a 9 digit number that credit can be built! My research showed that many famous people, important political and government officials and even people in witness protection have used CPN to not expose their private information. Much to my surprise these people were using the second number to keep their real personal information private. 

. Now I have positive trade lines and no bad credit thanks Set To Go Loans..

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