State to help ease adjustable-rate mortgage burden

Homeowners struggling to make payments on adjustable-rate mortgages could get a little extra help from the state under legislation signed into law Friday.

The measure, which expands a homeowner-assistance program, would help those seeking to refinance adjustable-rate mortgages by guaranteeing lenders that the state would cover 10 percent of the loan if a home is foreclosed upon.

Scott Burnham, a spokesman for Treasurer Alexi Giannoulias, said the state has set aside $5.8 million for the program.

"This allows more people to qualify for refinancing and helps prevent foreclosure by helping borrowers get non-predatory loans," Burnham said.



The new law would also allow homeowners to apply for help before they default on a loan, he said. That is a step in the right direction.

Through others eyes

Have you ever imagined what you looked like through others eyes? How do they see you? The way you really are, or as you are thought to be? Surely no one would judge me simply on outer appearance? That's like judging a book simply by the cover. How quickly I forget, we are human and prone to make mistakes. Or is their someone who can cast the first stone?

I asked myself a question, which I was not sure theire was an answer. If I glanced at a person for 3 seconds or more could I know who that person was? I mean their physical appearance is attractive, but could I see what was really in their heart? I don't know, in reallity it would probably be more of an assumption, and we all knows what happens when we assume, right?

I finally figured out what I look in others eyes, so I could sum it up in just a few words. I am kind, loving, considerate, one of a kind, arrogant, handsome, determined, rational, and loving. So the reason I know how I look in others eyes, is because my mirror don't lie!!!

Do people receive money for breaking world records?

Sometimes yes and sometimes no. Many American athletes have sponsors that basically pay for their expenses while they train. Should the athlete break a world record, sometimes they will get a lot of exposure and the sponsor will want them to make a commercial for them or do public appearances. By doing this, the athlete gets money. Some countries will reward their best athletes will automobiles and living quarters for breaking records and winning gold medals. There is no set rule as to whether someone who breaks a record is rewarded financially for it. It all would depend on the setup the athlete has with their country, athletic federation, or sponsor. So the answer is? Sometimes YES!

Does child support order change when a second child is born?

If a person who pays child support has a baby with a new partner does the CS for the older child get reduced because the payer has to also support the new child even though new child lives in household with payer?
Unfortunately no, the child that is the last to be born is the one that really has the least of rights. It may not be fair but the Court always has the interest of the child who is getting the child support. There are many of children who currently suffer because a percentage of money is sent to another house hold. So the best interest of the child is bias.

Wanted poster placed for parents owing back child support

Every six months, a new set of faces that represent 10 parents "wanted for failure to pay child support" is plastered on posters displayed across Mississippi.

The Department of Human Services hasn't received much response from its latest poster. But DHS officials say the poster technique, used since the late 1990s, results in a minimum 60 percent success rate in locating the men and women.
Getting them to pay is a different matter. Some people don't have the money to support their children, said Walley Naylor, director of the Division of Child Support Enforcement.
"And some people will pay because they don't want their picture on that poster," he said. "It lets people know we're serious."
One thousand posters are scattered throughout the state at post offices, state buildings and child-support offices in each county. The poster also is on DHS's Web site.
To be pictured on the poster, parents must owe at least $10,000 and lack any information that would help locate them, such as a current address or employer.
"When these noncustodial parents don't support their children, taxpayers get the bill for their financial and medical support," the poster says. It names the parents and gives a toll-free number for DHS.
Nsombi Lambright, executive director of the American Civil Liberties Union in Mississippi, said she's not sure if the poster violates privacy rights. The ACLU has protested statewide billboards that feature photographs of sex offenders.
"I'm sure resources can be used more effectively to help families and support the lives of children," Lambright said.
But Craig Robertson, a Ridgeland family law attorney who handles child-support cases, said he believes the posters serve as a deterrent.
"I think most fathers don't want to be considered a deadbeat dad," he said.
One woman is featured in the latest poster.
DHS announced last week that Mississippi received millions more in child-support payments over the last fiscal year because of more efficient collection methods.
Heavy caseloads prevent the state from collecting a lot more money.
DHS served 468,548 children during the fiscal year that ended June 30, and collected more than $264 million in child support. That's a $21.9 million increase over the previous fiscal year. About 65,000 families are getting some form of child support each month, up from 62,000 the year before.
About $800 million has gone uncollected during the last 20 years, Naylor said.
Mississippi uses a variety of methods to enforce child-support payments. Some of those include withholding income, intercepting taxes and unemployment benefits, denying passports and suspending driver's licenses.
"Most people pay, in my experience, without having to be repeatedly sued," said James Bell, a Jackson family law attorney who handles child-support cases. "There is a significant number who don't pay."
Sometimes parents leave the state or stop reporting income to avoid child-support payments, Naylor said.
Bell said sometimes parents can't afford to pay because they lost their job or business. And sometimes a rocky relationship with their ex plays a factor, he added.
"If you can get them to focus on the welfare of a child, most people say, 'I want to help my child, regardless of how I feel about my (ex),' " he said.

Man, If I was not a conservative!!!

That sure looks good from here...

Atlanta

This is for anyone who lives in Atlanta, Georgia, has ever lived in Atlanta, has ever visited Atlanta, ever plans to visit Atlanta, knows anyone who already lives in Atlanta, or knows anyone who has ever heard of Atlanta.

Atlanta is composed mostly of one-way streets. The only way to get out of downtown Atlanta is to turn around and start over once you reach Greenville, South Carolina .

All directions start with, "Go down Peachtree" and include the phrase, "When you see the Waffle House."
Except in Cobb County, where all directions begin with, "Go to the Big Chicken."


Peachtree Street has no beginning and no end and is not to be confused with: > Peachtree Circle > Peachtree Place > Peachtree Lane > Peachtree Road > Peachtree Parkway > Peachtree Run > Peachtree Terrace > Peachtree Avenue > Peachtree Commons > Peachtree Battle > Peachtree Corners > New Peachtree > Old Peachtree > West Peachtree > Peachtree-Dunwoody > Peachtree-Chamblee > Peachtree Industrial Boulevard Atlantans only know their way to work and their way home. If you ask anyone for directions, they will always send you down Peachtree.


Atlanta is the home of Coca-Cola. Coke's all they drink there so don't ask for any other soft drink unless it's made by Coca-Cola. Even if you want something other than a Coca-Cola, it's still called Coke.




The gates at Atlanta's Hartsfield International Airport are about 32 miles away from the Main Concourse, so wear sneakers and pack a lunch.
The 8 am rush hour is from 6:30 to 10:30 AM.
The 5 pm rush hour is from 3:00 to 7:30 PM. Friday's rush hour starts Thursday afternoon and lasts through 2 am Saturday.
Only a native of Atlanta can pronounce Ponce De Leon Avenue, so do not attempt the Spanish pronunciation. People will simply tilt their heads to the right and stare at you. The Atlanta pronunciation is "pawntz duh LEE-awn." And yes, they have a street named simply, "Boulevard."
The falling of one raindrop causes all drivers to immediately forget all traffic rules. If a single snowflake falls, the city is paralyzed for three days and it's on all the channels as a news flash every 15 minutes for a week. Overnight, all grocery stores will be sold out of milk , bread, bottled water, toilet paper.
I-285, the loop that encircles Atlanta, which has a posted speed limit of 55 mph (but you have to maintain 80 mph just to keep from getting run over), is known to truckers as "The Watermelon 500."




Don't believe the directional markers on highways: I-285 is marked East and West but you may be going North or South. The locals identify the direction by referring to the "Inner Loop" and the "Outer Loop".
If you travel on Hwy 92 North, you will actually be going southeast.
Never buy a ladder or mattress in Atlanta. Just go to one of the interstates and you will soon find one in the middle of the road.
Possums sleep in the middle of the road with their feet in the air.
There are 5,000 types of snakes and 4,998 live in Georgia.
There are 10,000 types of spiders. All 10,000 live in Georgia, plus a couple no one has seen before.

If it grows, it sticks. If it crawls, it bites.

If you notice a vine trying to wrap itself around your leg, you have about 20 seconds to escape, before you are completely captured and covered with Kudzu; another ill-advised "import," like the Carp, Starling, English Sparrow, and other 'exotic wonders'.
It's not a shopping cart, it's a buggy.


"Fixinto" is one word (I'm fixinto go to the store).
Sweet Tea is appropriate for all meals and you start drinking it by the time you're 2 years old.
"Jeet?" is actually a phrase meaning "Did you eat?"
"Mommanem" means: How's Mother and all of the other children and other members of the family doing.
If you understand these jokes, forward them to your friends from Atlanta, Georgia and those who just wish they were. Lordy, I love ATLANTA !