Every day, we wake up with a choice. We can choose to embrace the day as a new opportunity to learn, grow, and make a positive impact on the world, or we can let fear, doubt, and negativity hold us back. It's easy to get caught up in the challenges and obstacles we face, but it's important to remember that these challenges are what shape us into who we are. Each obstacle is a chance to learn something new, to become stronger, more resilient, and more capable than we were before. But we don't hav
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Thursday, July 31, 2008
Church's on Elvis Presley
My husband and his employees stopped there for lunch on yesterday. He brought home with him what was left over yesterday evening and our teenaged sons took the chicken and split it between themselves.
After taking a couple of small bites, my younger son yelled out that something was "moving" around inside the chicken, and threw it down. After close examination, nobody saw anything, so they took a knife and cut into the chicken, and when they did, to our great horror, we discovered it was FILLED WITH MAGGOTS!!!
Both my sons almost had heart attacks, and we were all overcome with shock and disgust.
My older son ran to get his piece, which he'd taken to another room, and after close examination, discovered that it had them as well!!
So please, whatever you do, keep this in mind and try not to go there; especially those of you who, like my husband, are constantly out and about, traveling around various parts of the city during the day.
Sorry if I've grossed anyone out this morning, but I just had to share this with all of you.
Be Blessed,
Monica T. Cage
Wednesday, July 30, 2008
400 Million dollar man
Limbaugh rants and raves of todays topics will draw you in. Leaving you with the feeling of what is he going to say next? The star status of this man is incredible. He took a job that literally pays nothing and surpassed income of the president and vice president put together with a NBA player trowed in their as well... Do I think he deserves it, really the way the executives of AM radio looks at it he is getting paid every penny that he is worth!
Saturday, July 26, 2008
My mother taught me
My mother taught me about BEHAVIOR MODIFICATION. 'Stop acting like your father!'
Who don't have wonderful parents like you do.'
They are going to get stuck that way.'
And my favorite:
Thursday, July 24, 2008
Kids Are so Funny!
Wednesday, July 23, 2008
The Law of the Garbage Truck
One day I hopped in a taxi and we took off for the airport.We were driving in the right lane when suddenly a car jumped out of a parking spaceright in front of us. My taxi driver slammed on his brakes, skidded and missed the other car by just inches! The driver of the other car whipped his head around and started yelling at us.My taxi driver just smiled and waved at the guy. And I mean he was really friendly.
So I asked "Why did you just do that? This guy almost ruined your car and sent us to the hospital! This is when my taxi driver taught me what I now call,"the Law of the Garbage Truck."
He explained that many people are like garbage trucks, they run around full of garbage ,full of frustration,full of anger and full of disappointment. As their garbage piles up, they need a place to dump it and sometimes thel'll dump it on you.
DON'T TAKE IT PERSONALLY. Just smile, wave, wish them well and move on. Don't take their garbage and spread it to other people at work,at home or on the streets.
The bottom line is that successful people do not let garbage trucks take over their day. Life
is too short to wake up in the morning with regrets, so love the people who threat you right and forgive the ones who don't.
Teaching Kids About MoneyBy: Ken Canfield
Have a great week,
Ken
Tuesday, July 22, 2008
God amazing photo
His Sleeping Cat
Expressing His LOVE
One of His Angels
And a Teddy Bear
The pictures are awesome..........but wait until you read the words
Q: What is the shortest chapter in the Bible?
A: Psalms 117
Q: What is the longest chapter in the Bible?
A: Psalms 119
Q: Which chapter is in the center of the Bible?
A: Psalms 118
Fact: There are 594 chapters before Psalms 118
Fact: There are 594 chapters after Psalms 118
Add these numbers up and you get 1188.
Q: What is the center verse in the Bible?
A: Psalms 118:8
Q: Does this verse say something significant about God's perfect will for our lives?
The next time someone says they would like to find
God's perfect will for their lives and that they want to
be in the center of His will, just send them to the
center of His Word!
Psalms 118:8
"It is better to trust in the LORD than to put confidence in man."
Now isn't that odd how this worked out (or was God in the center of it)?
"Father God bless my friend in whatever it is that you know
he/she may be needing this day!
And may his/her life be full of your peace,
prosperity and power as he/she seeks to have a
closer relationship with You.
Amen"
When things get tough, always remember...
Faith doesn't get you around trouble, it gets you through it !!
Monday, July 21, 2008
WOMEN'S REVENGE
UNDERSTANDING WOMEN (A MAN'S PERSPECTIVE) I know I'm not going to understand women.I'll never understand how you can take boiling hot wax, pour it onto your upper thigh, rip the hair out by the root, and still be afraid of a spider.
MARRIAGE SEMINAR While attending a Marriage Seminar dealing with communication, Tom and his wife Grace listened to the instructor, "It is essential that husbands and wives know each other's likes and dislikes."He addressed the man,"Can you name your wife's favorite flower?"Tom leaned over, touched his wife's arm gently and whispered, "It's Pillsbury, isn't it?
CIGARETTES AND TAMPONS A man walks into a pharmacy and wanders up & down the aisles. The sales girl notices him and asks him if she can help him. He answers that he is looking for a box of tampons for his wife. She directs him down the correct aisle. A few minutes later, he deposits a huge bag of cotton balls and a ball of string on the counter.She says, confused, "Sir, I thought you were looking for some tampons for your wife?He answers, "You see, it's like this, yesterday, I sent my wife to the store to get me a carton of cigarettes, and she came back with a tin of tobacco and some rolling papers; cause it's sooo-ooo--oo-ooo much cheaper.So, I figure if I have to roll my own .......... so does she.
WIFE VS. HUSBAND A couple drove down a country road for several miles, not saying a word. An earlier discussion had led to an argument and neither of them wanted to concede their position. As they passed a barnyard of mules, goats, and pigs, the husband asked sarcastically, "Relatives of yours?" "Yep," the wife replied, "in-laws."
WORDS A husband read an article to his wife about how many words women use a day... 30,000 to a man's 15,000. The wife replied, "The reason has to be because we have to repeat everything to men... The husband then turned to his wife and asked, "What?"
CREATION A man said to his wife one day, "I don't know how you can be so stupid and so beautiful all at the same time. "The wife responded, "Allow me to explain. God made me beautiful so you would be attracted to me;God made me stupid so I would be attracted to you!
WHO DOES WHAT A man and his wife were having an argument about who should brew the coffee each morning. The wife said, "You should do it because you get up first, and then we don't have to wait as long to get our coffee. The husband said, "You are in charge of cooking around here and you should do it, because that is your job, and I can just wait for my coffee."Wife replies, "No, you should do it, and besides, it is in the Bible that the man should do the coffee."Husband replies, "I can't believe that, show me."So she fetched the Bible, and opened the New Testament and showed him at the top of several pages, that it indeed says .......... "HEBREWS"
The Silent Treatment A man and his wife were having some problems at home and were giving each other the silent treatment. Suddenly, the man realized that the next day, he would need his wife to wake him at 5:00 AM for an early morning business flight. Not wanting to be the first to break the silence (and LOSE), he wrote on a piece of paper,"Please wake me at 5:00 AM." He left it where he knew she would find it.The next morning, the man woke up, only to discover it was 9:00 AM and he had missed his flight Furious, he was about to go and see why his wife hadn't wakened him, when he noticed a piece of paper by the bed. The paper said, "It is 5:00 AM. Wake up."Men are not equipped for these kinds of contests.
God may have created man before woman, but there is always a rough draft before the masterpiece.
Twenty two things you should know...
Saturday, July 19, 2008
Fannie Mae and Freedie Mac is rebounding
Friday, July 18, 2008
This feeling
Never felt nothing like this... Thoughts trapped in a metropolis as I try to manuver through It's so unusual how it came like a THIEF... in the evening just took my heart away. It felt good for the most part. The moment was as beautiful as the sun setting upon a new horizon. INTEREST... is still rising, though it can't be acted on because the situation is not right. I FIGHT... to push the thought of you out, but you are like my rib. My Eve, I'm Adam. Intro form the past. Now WE LIVE... in the present in different states of minds, but our similarities connected and we are forced to rewind back to the ropes that are tangled up! Maybe they'll unwind. I opened up more than 1 DOOR FOR YOU... Now I'm wondering will you come through... If you don't, I understand because I'm not trying to step on no ones toes, but if FORCED... then I guess it just come with the territory. Either friendship or longevity...I'll take whatever and run right by your side due to us being on one accord,so I'll SIT BACK... and see what God has in store. Us hand in hand, or us living for what is already a given. As a man, I stand alone... you're already accompanied along with wealth buried within your belly which is soon to be revealed and I'm COOL... with that fact, Not trying to distract you from your future, but I'm demonstrating that I'll be more than willing to SHOW YOU little by little that I'm FEELING YOU... 2 b continued...
The worst dollar store bargins
No. 1: Toothpaste
Dollar Store Diva Says:
A 2.54 ounce tube of tartar control or cavity protection Crest or Colgate cost a buck, obviously, and that seems like a lot less than you'd pay for a full-sized tube in your local drugstore. But the same brands, in the same size, cost only 63 cents a tube at my local Wal-Mart store, so it still pays to shop around and read your local store flyers to find the sales and the best everyday prices for your favorite brand of toothpaste.
· A Word of Caution on Toothpaste ...
No. 2: Nestle Bottled Water
Dollar Store Diva Says:
I can get four 16.9 oz. bottles of water for $1 at the dollar store. That's great, but, if you use a lot of bottled water, it's better to buy it by the case. Wal-Mart often has sales on this brand, selling a case of 24 bottles for $2.65, which means you're only paying 11 cents a bottle, as opposed to 25 cents at the dollar store. Costco sells Nestle bottled water in a case of 35, 16.9 oz. bottles for $4.95 or 14 cents per bottle, a significant savings over the dollar store.
No. 3: 1-Ply Napkins Dollar Store Diva Says: At a penny a piece, getting 100 napkins for a buck is a pretty good deal. But, as with many things, the more you buy, the more you'll save. Buy a package of 350 napkins at Wal-Mart for $2.94 and you pay less than a penny per napkin. If you've got kids and go through a lot of paper products, the savings can really add up.
No. 4: Sandwich Bags
Dollar Store Diva Says: The dollar store sells Hefty zipper seal sandwich bags in a package of 13 for $1 or about 8 cents per bag but, again, it pays to buy in bulk. Costco sells Ziploc sandwich bags, four packages of 150 bags each, for $12.58. That means each sandwich bag costs only 2 cents each. And, if you pack lunches on a regular basis, you won't soon run out with 600 bags on hand.
No. 5: Sugar Substitute
Dollar Store Diva Says:
Sugar Twin comes in a box of 40 packets for $1 at the dollar store. Wal-Mart sells Sweet 'n Low in boxes of 100 packets for $2.25 and you can get 800 packets of Equal at Costco for $16.84. Compare the costs: .025 cents at the dollar store, .023 cents at Wal-Mart and .021 cents at Costco. Not huge savings but every little bit helps, and if you prefer one of the bigger name brands of sugar substitute, you may not find it at the dollar store.
Dollar Store Diva Says:
Stocking your office? Having a brunch party? If you stock up, you can save. At the dollar store, you can get a package of 45 7 oz. foam cups at the dollar store for $1 or .022 per cup or shop at Costco where you can go big and go home with 1,000 foam cups for $12.18 or .012 per cup.
No. 7: Foam Plates
Dollar Store Diva Says:
Also an essential on your party-planning list are disposable plates. At the dollar store, a stack of 20 foam plates (9-inch size) are 5 cents per plate. That equates to $4 for 80 plates at the dollar store, but a package of 75 plates at Wal-Mart costs only $2.75 -- or just under 4 cents a plate. So you'd save about a dollar after accounting for the five fewer plates in the Wal-Mart pack.
No. 8: Dishwashing Liquid
Dollar Store Diva Says:
In order to sell brand names for a $1, dollar stores are reduced to selling these products in the smaller bottles. Thus, a 10.99 oz. bottle of Sunlight dishinwashing liquid isn't as cost-effective as the larger bottle in most supermarkets. I saw a 32.123 oz. bottle of Sunlight for $1.97 in my neighborhood grocery store. That's more than 21 oz. more soap for an extra buck. No contest.
No. 9: Bag Candy
Dollar Store Diva Says:Got a sweet tooth? You're better off buying a 2 lb. tub of jujubes or gummy worms at Wal-Mart for $2.94. You'd be paying $4 for the same amount of candy at the dollar store because there, an 8 oz. bag costs a buck. So, if you want to buy enough to treat the family, leave those four 8 oz. bags on the shelf and save $1.06 by buying the 2 lb. tub. How sweet is that?
No. 10: Batteries
Dollar Store Diva Says:Dollar stores sell good quality AA or AAA batteries from Panasonic and Sunbeam for $1 for a package of four. That's 25 cents per battery. Wal-Mart sells Maxell batteries in the same sizes in bulk. So, for $9.88 you can have a supply of 48 batteries for only 21 cents each. With that many batteries on hand there'll be no more rooting around in the junk drawer looking for something to put the spin back in your Spin Brush.
Thursday, July 17, 2008
Dust-Off-Truth
You were born July 18, 1963
If you were born on 7 / 18 / 1963 which means you are 44 years old and about:
46 years 8 months younger than Walter Cronkite, age 91
and that you were:
38 years old at the time of the 9-11 attack on America
Florda Power is hiring
Wednesday, July 16, 2008
Too Smart for first grade
A first-grade teacher, Ms. Brooks, was having trouble with one of her students.The teacher asked, "Harry,what's your problem ?"Harry answered, "I'm too smart for the 1st grade. My sister is in the 3rdgrade and I'm smarter than she is !I think I should be in the 3rd grade too !Ms. Brooks had had enough. She took Harry to the principal's office.While Harry waited in the outer office, the teacher explained to theprincipal what the situation was. The principal told Ms. Brooks he wouldgive the boy a test. If he failed to answer any of his questions he was togo back to the 1st grade and behave. She agreed.Harry was brought in and the conditions were explained to him and he agreedto take the test.Principal: "What is 3 x 3 ?"Harry: "9Principal: "What is 6 x 6?"Harry: "36".And so it went with every que stion the principal thought a 3rd gradershould know.The principal looks at Ms. Brooks and tells her, "I think Harry can go tothe 3rd grade."Ms. Brooks says to the principal, "Let me ask him some questions."The principal and Harry both agreed.Ms. Brooks asks, "What does a cow have four of that I have only two of ?"Harry, after a moment: "Legs."Ms. Brooks: "What is in your pants that you have but I do not have ?"The principal wondered, why would she ask such a question !Harry replied: "Pockets !Ms. Brooks: "What does a dog do that a man steps into ?"Harry: "Pants"Ms. Brooks: What's starts with a C & ends with a T, is hairy, oval,delicious and contains thin, whitish liquid ?Harry: "Coconut."The principal sat forward with his mouth hanging open.Ms. Brooks: "What goes in hard and pink then comes out soft and sticky ?"The principal's eyes opened re ally wide and before he could stop the answer.Harry: "Bubble gum"Ms. Brooks: "What does a man do standing up, a woman does sitting down and adog does on three legs ?"Harry: "Shake hands."The principal was trembling.Ms. Brooks: "What word starts with an 'F' and ends in 'UCK' that means a lotof heat and excitement ?"Harry: "Firetruck"The principal breathed a sigh of relief and told the teacher, "Put Harry inthe fifth-grade, I got the last seven questions wrong
George Carlin's Views on Aging
HOW TO STAY YOUNG
1. Throw out nonessential numbers. This includes age, weight and height.Let the doctors worry about them. That is why you pay "them "
2. Keep only cheerful friends. The grouches pull you down.
3. Keep learning. Learn more about the computer, crafts, gardening,whatever. Never let the brain idle. "An idle mind is the devil'sworkshop."And the devil's name is Alzheimer's.
4. Enjoy the simple things.
5. Laugh often, long and loud. Laugh until you gasp for breath.
6. The tears happen. Endure, grieve, and move on. The only person,whois with us our entire life, is ourselves. Be ALIVE while you arealive.
7. Surround yourself with what you love, whether it's family,pets,keepsakes, music, plants , hobbies, whatever. Your home is yourrefuge.
8. Cherish your health: If it is good, preserve it. If it isunstable,improve it. If it is beyond what you can improve, get help.
9 Don't take guilt trips. Take a trip to the mall, even to the nextcounty; to a foreign country but NOT to where the guilt is.
10. Tell the people you love that you love them, at every opportunity.
AND ALWAYS REMEMBER:
Life is not measured by the number of breaths we take, but by the moments that take our breath away.
Top 10 E-Mail Scams
by Joshua Fruhlinger, posted Jul 16th 2008 at 12:03AM
You've heard about them, you've seen them, perhaps you've been had by one: e-mail scams. Millions of people are cheated over e-mail every year. In 2005 alone, consumers lost nearly $14 million dollars to Internet scams. Sadly, that number is on the rise as crooks come up with new methods to get at your money and information. We capture five of the worst on the following pages.
Usually, scammers attempt to trick you into filling out forms on rogue sites. Rogue sites usually look legitimate (some are even replicas of legitimate sites you trust), but they are set up to spread a virus, collect names for spammers or grab your personal information. Other scams try to get you to reply to e-mails requesting your personal data like passwords and bank account numbers. Once you've given up the info, criminals can siphon your cash, make purchases and get out before you even have a chance to track them down.
We talked to Carol McKay of the National Consumers League to get some advice, which we've included here, on handling some of the bigger scams. She offers up some tips you literally can't afford to miss, and we've come up with a few of our own that should keep you safe from persistent online scammers. Read on, and stay safe....
Scam #1: Investment Pump & Dump
The Come-On
Everyone wants to be in on the ground floor when it comes to investing, so it's no surprise that millions of people go for this one: You receive an e-mail from someone claiming to be a power broker containing a hot tip on a penny stock that promises to double, even triple, in short time. So you go for it, only to see it tumble within hours. One such e-mail we received just this week looks like this:
Subject: Your 221.43% - breaking results
DarkLord: DWPI Hits The Street, Price Climbs 221.43%
Distributed Power Inc.
Symbol: DPWI Price: $0.40 (+0.31)
News hits the streets!!! DPWI acquires huge oil reserves, drills deeper on current wells increasing production, and now opens Asian division. Investors go nuts today and price rockets 221.43%. Act fast, read the news and get on DPWI first thing Tuesday!
The Scam
Turns out the people who send you the e-mail in the first place are waiting for a few people like you to get the stock up so they can get out before you even have a chance.
What You Can Do
Carol says: "Legitimate investments are risky, and legitimate brokers will admit that to customers. Be especially wary of offers that arrive via e-mail, offshore investments or commodities, and high-pressure sales tactics. And, if you can't afford to lose all your money, don't invest any of it."
The Come-On
So you're surfing the 'Net one night and you receive an e-mail confirming your order. You think, "What order?"
The Scam
You follow the "cancel" link in the e-mail, thinking you're protecting your credit card, when all you're doing is giving a rogue site your personal data.
What You Can Do
Carol says: "These e-mails should be deleted immediately upon receipt. It's simple: If you didn't order something but you receive an e-mail asking you to confirm the 'order,' call the company that appears to be sending the message, and get to the bottom of [the situation] over the phone. The customer service representative will likely tell you they don't have any record of this activity, and you'll know for sure that you just avoided the bait."
You can also call your credit card company to see if a random charge actually appeared. Review with them purchases you have made, and if anything stands out, immediately dispute the charge. Most credit card companies will work with you to first freeze the card and then trace the charge.
The Come-On
The "419 letter," named for the Nigerian penal code that addresses crime schemes, shows up as an e-mail from someone looking for your help in a seemingly desperate yet worthy cause, usually someone looking to give money away in his or her final days. An excerpt from a particularly desperate one follows:
"...before my late husband died he was a major oil tycoon,and deposited the sum of 25 million dollars ( Twenty five million dollars) in one of the Spanish bank in Madrid,Spain. some years ago,thats all i have left now,i need you to collect this funds and distribute it according to the God wishes and for charity . so that when i die my soul can rest in peace.the funds will be entirely in hands and management. i hope God gives you the wisdom to touch very many lives,that is my main concern. 20% of this money will be for your time and effort,while 80% goes to charity. So if you know you can assist me then forward to me immediately the following informations.
1) NAMES AND ADDRESS
2) PHONE AND FAX NUMBERS
3) YOUR NATIONALITY
4) OCCUPATION
5) AGE and your Marital Startus.
Please reply back to me on this email: jennydiaz@mail.vu."
The Scam
In exchange for your personal information like bank accounts and routing numbers, the sender promises a large lump sum for your help. You never get the money, of course, and the e-mail sender is across the world impersonating you, creating an alternate version of you with credit cards and bank accounts until your credit goes so bad that you will spend years trying to fix it.
You will even often get official-looking documents to get you to pony up for shipping and documentation fees, making the whole thing look legitimate.
What You Can Do
Carols says: "Free money from Nigeria offered in an e-mail from a princess in distress or a diplomatic prisoner? Fat chance. These scams have been plaguing consumers for years, with variations on the dramatic set-up, but the bottom line is the same: Getting involved with these scams can be more than just a waste of your time. They can also be dangerous and life-threatening."
For more information, 419eater.com has a great FAQ that even documents some of the cases as well as some citizens fighting back against the scammers. Warning: Some of these accounts are for mature audiences only.
The Come-On
This scam usually comes in the form of an e-mail warning you that you need to update your bank (or PayPal) account for security purposes.
The Scam
The link in the e-mail takes you to what looks like your bank's real Web site, but is actually a rogue site designed to capture your login information. Once the criminals have this information, they can go and log into your actual account and begin siphoning money, information, and even try to use the same log-in information for your other accounts, as most people use the same password across various sites.
What You Can Do
Carol says: "Crooks have come up with some pretty ingenious ways of disguising themselves as a trusted institution or company in order to get consumers' personal information. The key to avoiding ID theft via being phished is to remember that YOU are in control of your personal data. Keep it secure, and don't give it to someone who prompts you to unless you're confident that they need it for legitimate purposes."
The Come-On:
You get an e-mail announcing that the United States has invaded Iran, or some other sensational news headline, with a link to the news story.
The Scam:
The Web site is designed to look like a real news page with a video player and a banner, but they're fakes. Once you click them to get the story, you're in danger of downloading malware known as the 'Storm Worm,' a backdoor Trojan. Beware of anything named "iran_occupation.exe."
What You Can Do:
Don't rely on anonymous e-mails to get your news. If you see a headline and you absolutely must find out if it's true, then go to a trusted news site rather than click on the link. If you do fall for it, make sure your antivirus and malware protections are up-to-date.
The Come-On:
You get an e-mail offering you a job that sounds like an easy way to make a quick buck. All you have to do is cash a check, keep a percentage for yourself, and wire the rest back.
The Scam:
Like the Nigerian fraud, the funds you're getting are fake, even though they might look legit. A few days after you deposit the check and wire the rest back, the check will be discovered as phony and you'll have paid the scammers from your own pocket.
What You Can Do:
Don't be fooled by personal job offers. Many times, scammers find victims through online ads and try to threaten legal action if you don't comply. As always, if it's too good to be true, it probably is.
The Come-On:
You're getting a tax refund from the IRS. Woohoo, free money!
The Scam:
The e-mail, which comes from "tax-refunds@irs.gov," provides a link for you to follow to fill out a special form with personal and financial information. In reality, the IRS will never ask for this info unsolicited, and you don't have to fill out anything more than your normal tax forms to get the refund.
What You Can Do:
Delete the message. If you feel like maybe you deserve the refund and have questions about it, contact the IRS at 1-800-829-1040 . They'll tell you all you need to know.
You're getting a tax refund from the IRS. Woohoo, free money!The e-mail, which comes from "tax-refunds@irs.gov," provides a link for you to follow to fill out a special form with personal and financial information. In reality, the IRS will never ask for this info unsolicited, and you don't have to fill out anything more than your normal tax forms to get the refund. Delete the message. If you feel like maybe you deserve the refund and have questions about it, at . They'll tell you all you need to know.
The Come-On:
People in China and Myanmar need your charity.
The Scam:
Preying upon people's guilt after the disasters that killed thousands and affected millions, e-mails ask for charitable donations. Many times, the e-mails will warn against spam e-mails and unsecure transactions before taking you to a legit-looking page to donate directly to defrauders.
What You Can Do:
Don't give in to unsolicited charity pleas. If you're going to donate over the Internet, visit the charity of your choice directly, by typing the Web site address directly into your browser's address field.